Getting financing can be complicated and very time-consuming. Most business owners do not have the time, knowledge, or contacts to source the right type of financing solution for their business.

At Isaacs Advisory, we typically work in a two-step process:

  • Initial Needs Assessment – We first conduct an initial needs assessment to identify how much actual financing your business needs, and what the most likely solutions would be.
  • Sourcing the Financing – In this step, we acquire the financing for your business.

We operate primarily on a success-fee basis (with some small upfront and milestone fees along the way).

We do not earn any fees or hidden commissions from lenders, so we will be providing you with the best option for your business, not the best option for ours.


In this step, we review the financial statements of the business: its past, current, and projected financial performance. We also do a lien search, review credit reports, and meet with management to get a better understanding of your business and your financing needs.

At the conclusion of this step, we will outline the types of financing solutions and amounts of financing that your business could qualify for, if any. Since we are success-fee based, we are goal-aligned to find a solution for your needs.



Proposal and Engagement – Once we have completed the Initial Needs Assessment, we will provide you with a proposal to source the financing for you. If acceptable, we will provide you with an engagement letter outlining our services, scope of engagement, and applicable fees.

Once engaged, we typically follow the following process:

Preparation & Distribution of Confidential Information Memorandum (CIM) – We create a CIM for your business and share it with a list of pre-qualified lenders that we believe would have an interest in providing financing for your business.

Obtaining, Selecting, and Negotiation of Term Sheets – We handle all lender inquiries, including the co-ordination and attendance of site visits with lenders to arrange a tour of the business. We also provide you with a summary of the term sheets, obtained together with our recommendations and reasoning.

Due Diligence, Legal, and Funding – In this phase, we work with you to facilitate/co-ordinate any lender due diligence so that your lawyers can review the appropriate loan agreements. If you do not have a lawyer, we can provide you with a recommendation.

Once the lender has completed their due diligence, and the lawyers have approved the loan documentation, the lender will advance the funds.

Post-Funding Check In – We will work with you to address post-funding questions or issues, if any.


Our costs and timing to source financing are driven by several factors:

  • Complexity of your situation
  • Amount of financing solution required
  • Number of options available
  • Urgency of pending transaction
  • Quality and condition of your records
  • Your availability
  • Time of year (E.g. summer and Christmas periods)

We can provide you with fee estimates and timing once we have a better understanding of your needs.

We look forward to working with you to source your businesses financing needs!