FAQs

Traditional lenders (commonly referred to as senior debt lenders) typically provide the following types of financing solutions:

• Line of Credit
• Term Loan
• Commercial Real Estate Mortgages
• Letters of Credit
• Government Back Loans (CSFBL)
• Merchant Services (Visa, Mastercard & Amex)
• Purchase Order Financing

Non-traditional lenders (commonly referred to as asset-based lenders or alternative lenders) typically provide the following types of financing solutions:

• Lines of Credit
• Term Loans
• Purchase Order (PO) Financing
• Asset-Based Lending (ABL)
• Factoring
• Venture Loans
• Merchant Advance
• Royalty Financing
• Subordinate Debt (Sub-Debt Financing)
• Equipment Leasing
• Real Estate Mortgages
• Collateral Mortgages
• Government Backed Loans (CSBFL, BDC and EDC)
• DIP (Debtor In Possession)
• Bridge Financing
• Bulge Financing
• Letters of Credit (L/C’s)
• SAAS Financing (Software As A Service)

We source financing for a very wide range of business needs.  These generally include:

• Business Expansion (E.g. sales staff, web site development, training, rent, warehousing)
• Working Capital Solutions
• Purchase of A Business (M&A)
• Plant Expansion (Including things like machinery, equipment, and computers)
• Leasehold Improvements
• Distress or Turnaround Financing
• Management Buy Out (MBO)
• Leveraged Buy Out (LBO)
• Purchase of Inventory
• Purchase of Division
• Formal or Informal Restructuring of A Business
• Partner Buy Out
• Retail Store Set Up and Expansion
• Office Furnishings
• Working Capital for Growth
• Term Loans for Growth

We have sourced financing for a wide variety of industries, including:

• Manufacturing (Automotive, Boating, and Electronics)
• Franchises
• CPG (Consumer Packaged Goods)
• Import and Distribution (Clothing, Electronics, and many others)
• Craft Brewing
• Food Processing
• Commercial Real Estate
• Retail Stores
• Tech (Startup, and Early Stage)
• Exporters
• Automotive Leasing (Sub-Prime)
• Medical
• College (Private)
• Professional Services (Engineering, Legal, and Marketing)
• Building Supply
• Decking
• Dental (Including Dental Supply)
• Pharmaceutical
• Public Storage
• Courier
• Telecom Repair

Our costs and timing to source financing are driven by several factors:

• Complexity of your situation
• Amount of financing solution required
• Number of options available
• Urgency of pending transaction
• Quality and condition of your records
• Your availability
• Time of year (E.g. summer and Christmas periods)

We can provide you with fee estimates and timing once we have a better understanding of your needs.