
FAQs
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What are the various types of traditional financings available?
Traditional lenders (commonly referred to as senior debt lenders) typically provide the following types of financing solutions:
- Line of Credit
- Term Loan
- Commercial Real Estate Mortgages
- Letters of Credit
- Government Back Loans (CSFBL)
- Merchant Services (Visa, Mastercard & Amex)
- Purchase Order Financing
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What are the various types of non-traditional financing available?
Non-traditional lenders (commonly referred to as asset-based lenders or alternative lenders) typically provide the following types of financing solutions:
- Lines of Credit
- Term Loans
- Purchase Order (PO) Financing
- Asset-Based Lending (ABL)
- Factoring
- Venture Loans
- Merchant Advance
- Royalty Financing
- Subordinate Debt (Sub-Debt Financing)
- Equipment Leasing
- Real Estate Mortgages
- Collateral Mortgages
- Government Backed Loans (CSBFL, BDC and EDC)
- DIP (Debtor In Possession)
- Bridge Financing
- Bulge Financing
- Letters of Credit (L/C’s)
- SAAS Financing (Software As A Service)
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Are there specific types of transactions or needs for which you only source financing?
We source financing for a very wide range of business needs. These generally include:
- Business Expansion (E.g. sales staff, web site development, training, rent, warehousing)
- Working Capital Solutions
- Purchase of A Business (M&A)
- Plant Expansion (Including things like machinery, equipment, and computers)
- Leasehold Improvements
- Distress or Turnaround Financing
- Management Buy Out (MBO)
- Leveraged Buy Out (LBO)
- Purchase of Inventory
- Purchase of Division
- Formal or Informal Restructuring of A Business
- Partner Buy Out
- Retail Store Set Up and Expansion
- Office Furnishings
- Working Capital for Growth
- Term Loans for Growth
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What types of industries have you sourced financing for?
We have sourced financing for a wide variety of industries, including:
- Manufacturing (Automotive, Boating, and Electronics)
- Franchises
- CPG (Consumer Packaged Goods)
- Import and Distribution (Clothing, Electronics, and many others)
- Craft Brewing
- Food Processing
- Commercial Real Estate
- Retail Stores
- Tech (Startup, and Early Stage)
- Exporters
- Automotive Leasing (Sub-Prime)
- Medical
- College (Private)
- Professional Services (Engineering, Legal, and Marketing)
- Building Supply
- Decking
- Dental (Including Dental Supply)
- Pharmaceutical
- Public Storage
- Courier
- Telecom Repair
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How long will my financing take, and what will be the cost?
Our costs and timing to source financing are driven by several factors:
- Complexity of your situation
- Amount of financing solution required
- Number of options available
- Urgency of pending transaction
- Quality and condition of your records
- Your availability
- Time of year (E.g. summer and Christmas periods)
We can provide you with fee estimates and timing once we have a better understanding of your needs.
To learn more about the financing options available for your business, contact Adrian Isaacs at (416) 835-4511, or at aisaacs@isaacsadvisory.ca today.